Package 1: Application Preparation

Application Preparation for Limited Permission

For businesses that have already prepared their application and supporting documentation and would like an independent professional review before submitting to the FCA.
Typical firms
What's included

Structured, written review

This service does not include preparing the full application or completely rewriting supporting documents unless separately agreed.
LIMITED PERMISSION

Application Preparation

Choose this if you need the whole application and document pack prepared for you.

£ 1,150

+ VAT

A complete application-preparation service for eligible businesses seeking limited consumer credit permission.

  • Initial business and activity assessment
  • Permission-scope review
  • Application information checklist
  • Regulatory business plan
  • Customer journey documentation
  • Tailored core policies and procedures
  • Consumer Duty considerations
  • Governance and responsibility information
  • Financial promotions considerations
  • Complaints-handling procedure
  • Vulnerable customer considerations
  • Conflicts-of-interest procedure
  • Commission and remuneration disclosures
  • FCA Connect application guidance
  • Pre-submission quality review
  • Support with reasonable FCA questions

Our fee

£1,150
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£1,380
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.

Application Review

Choose this if you have already written your application and want it checked.

£ 650

+ VAT

For businesses that have already prepared their application and supporting documentation and would like an independent professional review before submission.

  • Review of the completed application
  • Review of the regulatory business plan
  • Review of submitted policies and procedures
  • Identification of missing information
  • Identification of inconsistencies
  • Review of the regulatory permissions
  • Written recommendations

Our fee

£650
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£780
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.

Permission Analysis

Choose this if you have already written your application and want it checked.

£ 350

+ VAT

A written PERG-based analysis of your activities, telling you whether FCA consumer credit permission is required and, if so, which permissions are relevant.

  • Review of your business activities
  • Review of your customer journey
  • PERG-based analysis of the regulated activities involved
  • Consideration of relevant exclusions and exemptions
  • Whether limited permission is likely to apply
  • Written conclusions and recommended next steps

Our fee

£350
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£420
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.

Already prepared your application?

Our lower-cost application review service may be a better fit.
Take the next step

Not sure which permission you need?

Answer a few short questions about your business, choose your package and we will take it from there.
Consumer Credit Application FCA AUTHORISATION SPECIALISTS
FCA consumer credit authorisation, expert support for UK businesses.
Packages from £350 + VAT