How It Works

A Clearer Route Through the Application Process

We separate the work of preparing your application from the FCA’s assessment. We control the first, the FCA controls the second.

01

Assess Your Activities

We review your business model, customer journey, finance arrangements and proposed consumer credit activities. We identify the permission that appears most appropriate and the documents you’ll need.

Kick-off call
Activity questionnaire
Permission recommendation
Information checklist

02

Prepare Your Application

We prepare the agreed application documents using information specific to your company, its management, activities, customers, governance and controls.
Regulatory business plan
Tailored policies
Customer journey documentation
Draft application content

03

Review and Submit

You receive a structured application pack, FCA Connect guidance and support with reasonable application-related follow-up questions.
Pre-submission review
FCA Connect walkthrough
Submission support
Assistance with FCA questions

Timescales

Preparation. The time required to prepare an application depends on the complexity of your business and how quickly information is provided.

FCA assessment. FCA assessment times depend on the application, its completeness and the questions raised during the assessment. We do not promise a specific FCA decision timescale.

Take the next step

Not sure which permission you need?

Answer a few short questions about your business, choose your package and we will take it from there.

Consumer Credit Application FCA AUTHORISATION SPECIALISTS
FCA consumer credit authorisation, expert support for UK businesses.
Packages from £350 + VAT