Packages

Three packages. Clear scope, clear totals.

Pick the package that matches where you are. Each one has a fixed professional fee, VAT shown separately, and the applicable FCA fee paid directly to the FCA.

Which package do I need?

Package 3: Permission Analysis (£350 + VAT)

Package 1: Application Preparation (£1,150 + VAT)
Package 2: Application Review (£650 + VAT)

Permission Analysis

Choose this if you have already written your application and want it checked.

£ 350

+ VAT

A written PERG-based analysis of your activities, telling you whether FCA consumer credit permission is required and, if so, which permissions are relevant.

  • Review of your business activities
  • Review of your customer journey
  • PERG-based analysis of the regulated activities involved
  • Consideration of relevant exclusions and exemptions
  • Whether limited permission is likely to apply
  • Written conclusions and recommended next steps

Our fee

£350
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£420
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.

Application Review

Choose this if you have already written your application and want it checked.

£ 650

+ VAT

For businesses that have already prepared their application and supporting documentation and would like an independent professional review before submission.

  • Review of the completed application
  • Review of the regulatory business plan
  • Review of submitted policies and procedures
  • Identification of missing information
  • Identification of inconsistencies
  • Review of the regulatory permissions
  • Written recommendations

Our fee

£650
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£780
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.
LIMITED PERMISSION

Application Preparation

Choose this if you need the whole application and document pack prepared for you.

£ 1,150

+ VAT

A complete application-preparation service for eligible businesses seeking limited consumer credit permission.

  • Initial business and activity assessment
  • Permission-scope review
  • Application information checklist
  • Regulatory business plan
  • Customer journey documentation
  • Tailored core policies and procedures
  • Consumer Duty considerations
  • Governance and responsibility information
  • Financial promotions considerations
  • Complaints-handling procedure
  • Vulnerable customer considerations
  • Conflicts-of-interest procedure
  • Commission and remuneration disclosures
  • FCA Connect application guidance
  • Pre-submission quality review
  • Support with reasonable FCA questions

Our fee

£1,150
VAT (20%)

£230

FCA application fee *

£560

Total payable to us

£1,380
* The FCA application fee is paid directly to the FCA and is not part of the total above. The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
One-off fee. This is a single, one-time purchase covering the scope listed above. Revisions are not included; any additional revisions or extra work are chargeable separately and quoted before we start.

*The FCA application fee is separate from our professional fee and payable directly to the FCA. It may change and will be confirmed before submission. Our fee is a one-off payment covering the scope above. Revisions and additional work are charged separately and quoted in advance.

After you pay

What happens next, step by step

Package 1
Package 2
Package 3
Pricing Table - #0059C4 Blue Theme
Scope MOST POPULAR
Application Preparation
£1,150 + VAT
Application Review
£650 + VAT
Permission Analysis
£350 + VAT
Initial activity assessment — ✓
Permission review ✓ ✓
PERG analysis of your activities — ✓
Regulatory business plan preparation — —
Policy preparation — —
Customer journey preparation — —
FCA Connect guidance — —
Application review ✓ —
Written gap analysis ✓ —
Written conclusions and next steps ✓ ✓
Support with FCA questions — —
Suitable for an application already prepared ✓ —
Suitable for a new application — —
Suitable before you decide to apply — ✓

Want to see exactly what the application involves?

The full document pack, who prepares each item, and the step-by-step route from eligibility check to FCA decision.

Important notes

Do Dental Practices Need FCA Authorisation?

Professional service fee. £1,150 + VAT for the complete application-support service. VAT applies to our professional fee where applicable.

FCA application fee. Separate from our professional fee, paid directly to the Financial Conduct Authority, and may change. The applicable fee will be confirmed before submission and is not included in the totals shown on this page.

Application review service. £650 + VAT. The exact amount is confirmed before work begins, based on the size and complexity of the application.

Limited permission only. We specialise exclusively in limited permission consumer credit applications. We do not prepare full permission applications.

Take the next step

Not sure which permission you need?

Answer a few short questions about your business, choose your package and we will take it from there.

Consumer Credit Application FCA AUTHORISATION SPECIALISTS
FCA consumer credit authorisation, expert support for UK businesses.
Packages from £350 + VAT