Every document required for a limited permission consumer credit application, who prepares it, and the step-by-step route from eligibility check to FCA decision.
Fixed professional fee
Fixed professional fee
Fixed professional fee
You provide
Company number, registered address, trading names and any group structure.
Shareholders holding 10% or more, plus any parent or holding companies.
How long you have traded, what you sell and where customers find you.
We prepare
Your business model, the credit activities carried on, target customers, volumes and growth assumptions.
Step-by-step description of how a customer is introduced to finance, from first contact to agreement.
Why limited permission is the appropriate scope for the activities you carry on.
We prepare
How good outcomes are delivered and monitored across the customer journey.
DISP-aligned process, timescales, records and FOS referral wording.
Identification, support options and staff guidance.
Sign-off, record-keeping and representative example requirements.
How commission arrangements are disclosed to customers.
You provide, we format
Names, roles, dates of birth, addresses for the last three years.
Employment history and any regulatory or consumer credit experience.
Criminal, financial and regulatory disclosures for each individual.
Who is accountable for compliance, complaints and financial promotions.
You provide
Most recent filed accounts, or management accounts for newer businesses.
Twelve-month forecast of income, costs and expected credit volumes.
Confirmation you can meet the prudential requirements that apply.
Together
Registered in your firm's name, with the right principal user set up.
Core details, permissions, individuals and supporting attachments.
£560: Limited Permission: Category 2, paid directly to the FCA.
The FCA application fee is separate from our professional fee, is paid directly to the FCA and may change. The applicable fee will be confirmed before submission.
Seven stages, with a clear owner and an indicative timescale for each.
Answer a short set of questions about how finance fits into your business. We confirm whether limited permission is the likely scope before you pay anything.
Once eligibility is confirmed, you purchase the £1,150 + VAT package and receive your document checklist and secure upload link.
Upload company, people and financial information using the checklist. We come back with specific questions rather than open-ended requests.
We draft the regulatory business plan, customer journey and full policy suite tailored to your business, then send them for your review.
A final quality check across the application, permissions requested and every attachment, so inconsistencies are resolved before the FCA sees them.
You submit from your own Connect account with our step-by-step guidance, and pay the FCA application fee at the point of submission.
The FCA reviews your application and may raise questions. We help you respond to reasonable case-officer queries as part of the package.
plus VAT
Answer a few short questions about your business, choose your package and we will take it from there.
