Applying for FCA Limited Permission
What to expect from preparation to the FCA decision This guide explains the practical application journey for a business considering FCA limited-permission consumer credit authorisation. It focuses on what happens after you decide to explore an application: what must be clear, what information you will need, what an application-preparation service can do and what remains […]
How to Prepare a Strong FCA Limited-Permission Application
A practical guide to building a clear, consistent application that reflects how the business will actually operate. A strong application is not the one with the most pages. It is the one in which the form, business plan, customer journey, policies, financial information and supporting evidence tell the same credible story. The FCA says applicants […]
Limited Permission or Full Permission: What Is the Difference?
Why “limited” does not mean informal, automatic or risk-free and how the business model determines the answer. The names can be misleading. Limited permission is not a trial version of FCA authorisation, and full permission is not simply the option for larger firms. The correct route follows from the regulated activities a business carries on […]
Do You Need FCA Authorisation to Offer Customer Finance?
A practical starting point for retailers and service businesses that introduce customers to finance, offer their own credit or hire goods. A customer wants your product or service but would prefer to spread the cost. You introduce them to a lender, provide a link to a finance application or offer instalments yourself. It can feel […]